All payments are securely processed through Stripe, a trusted and PCI-compliant payment gateway. We accept the following payment methods:

• Credit and Debit Cards: We accept major credit and debit cards, including:

  • Visa

  • Mastercard

  • American Express

  • Discover

  • JCB

  • Diners Club

  • China UnionPay

For added convenience, you can also pay through popular digital wallets, including:

• Apple Pay

• Google Pay

• Alipay

We offer financing options through Affirm in partnership with Stripe.

When selecting Affirm at checkout, you will be redirected to Affirm’s platform to review and agree to financing terms before completing your purchase. Approval is subject to Affirm’s eligibility criteria and credit review.

Important Disclosures:

• Financing is provided by Affirm and its lending partners, not by Espresso Coffee Shop USA.

• Rates, terms, and availability are determined by Affirm and may vary based on your purchase and credit profile.

• Affirm will disclose the annual percentage rate (APR), repayment schedule, and total payment amount before you complete your loan.

• Late or missed payments may impact your credit score and result in additional fees, as outlined in your Affirm agreement.

Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

For more details, please visit Affirm’s official terms.

Espresso Coffee Shop USA does not cover any additional payment processing or transaction fees charged by your bank, credit card issuer, or financial institution, including but not limited to:

• International transaction fees

• Currency conversion fees

• Wire transfer fees

The customer is responsible for ensuring that the full invoiced amount is received after any deductions.

Orders will be processed and shipped only after the payment has been confirmed. If any issues arise with the payment, we will notify you immediately to resolve the matter as soon as possible.

By placing an order, you authorize Espresso Coffee Shop USA to charge your selected payment method for the total purchase amount, including applicable taxes, shipping, and fees.

All transactions are subject to verification and fraud screening. We reserve the right to cancel or hold orders if suspicious or unauthorized activity is detected.

The customer is responsible for ensuring that the full invoiced amount is received after any deductions.

Payments processed through our website are governed by the Terms & Conditions of Use of Espresso Coffee Shop USA and applicable federal and Florida state laws.